Stop the foreclosure clock. We can close before your auction date, pay off your mortgage, and put cash in your pocket — saving your credit and giving you a fresh start.
No obligation. No fees. Response in 24 hours.
If you've received a Notice of Default or Lis Pendens from your lender, the clock is ticking — but you still have options. Florida is a judicial foreclosure state, which means your lender must go through the court system to take your home. This process typically takes 6-12 months, giving you a critical window to act.
Understanding the timeline is crucial because it determines how much time you have to sell before you lose your home:
Foreclosure isn't just losing your house — the financial damage follows you for years:
By selling your home before the auction date, you accomplish several things at once: you pay off the mortgage (stopping the foreclosure), preserve as much of your credit as possible, avoid a deficiency judgment, and potentially walk away with cash in your pocket. Even if you owe more than the house is worth, a short sale with your lender's approval can still prevent the full credit damage of a completed foreclosure.
Time is your most valuable asset right now. Every day that passes reduces your options. The sooner you act, the more leverage you have.
A simple, proven process designed around your situation.
The moment you know you're behind on payments, call us. We've helped homeowners at every stage — from first missed payment to days before auction. The earlier you call, the more options you have.
We review your mortgage balance, any liens, the auction timeline, and your property's value. Within 24 hours, we present a clear picture of your options — including exactly how much cash you'd walk away with.
If needed, we negotiate directly with your lender for payoff amounts, short sale approval, or auction postponement. You don't have to deal with the bank — we do it for you.
We can close in as little as 10 days. Our title company expedites the process, we wire funds directly to your lender, and you walk away free and clear.
Robert Johnson lost his job during a company downsizing and fell 5 months behind on his mortgage. By the time he called us, the Lis Pendens had been filed and the auction was 6 weeks away. He owed $285,000 on the mortgage, had a $12,000 HOA lien, and his house needed a new AC unit.
Traditional agents told him a listing would take 3-4 months minimum — well past his auction date. Robert was ready to walk away and let the bank take the house.
We made a cash offer of $310,000 within 24 hours. After paying off the mortgage, HOA lien, and closing costs, Robert walked away with $11,400 in cash — money he would have lost entirely to foreclosure. More importantly, his credit report shows a sale, not a foreclosure, saving him years of financial recovery.
We specialize in situations other buyers won't touch.
We've closed deals in as little as 10 days. Our streamlined process and cash funding mean no lender delays, no appraisal waits, no financing contingencies.
A completed foreclosure drops your credit 200-300 points and stays for 7 years. Selling to us shows as a regular sale — dramatically reducing the long-term credit impact.
Short sale approval, payoff negotiations, auction postponement — we handle all lender communications so you don't have to.
Even in a tight equity situation, our goal is to put money in your pocket. No agent commissions (6%), no closing costs, no repair deductions.
In Florida, lenders can sue you for the difference if the auction doesn't cover what you owe. Selling to us eliminates this risk entirely.
No "For Sale" sign, no open houses, no nosy neighbors. We buy directly and discreetly.
Call now for a confidential consultation. We'll tell you exactly how much cash you can walk away with — and how fast we can close before your auction date.
No obligation. No fees. Response in 24 hours.
