Fire damage doesn't mean your house is worthless. We buy fire and water-damaged homes as-is, handle the insurance complications, and close fast so you can rebuild your life.
No obligation. No fees. Response in 24 hours.
A house fire is one of the most devastating events a family can experience. Beyond the emotional trauma, you're suddenly facing insurance claims, contractor estimates, temporary housing costs, and the overwhelming question: should I repair or sell?
In South Florida, where heat, aging electrical systems, and hurricane-related power surges contribute to higher fire risk, we work with fire-affected homeowners regularly. Whether the damage is from a kitchen fire that spread, an electrical fire in the attic, or a total loss, we can help.
Insurance may cover part of the damage, but restoration is rarely straightforward:
For many homeowners, selling the fire-damaged property and using the proceeds (plus insurance payout) to start fresh is the smarter financial decision. This is especially true when:
We buy fire-damaged homes at every level — from minor smoke damage to total structural loss. You keep your insurance payout AND receive our cash offer. There's no double-dipping penalty.
A simple, proven process designed around your situation.
Once the property is safe to enter, call us. We can make an initial assessment and offer within 24-48 hours, giving you clarity while you deal with insurance.
Our team evaluates the structure — foundation, load-bearing walls, roof integrity — to determine the property's as-is value. We don't need the house to be cleaned or repaired first.
Our offer is for the property as-is. Your homeowner's insurance payout is yours to keep — we don't factor it into our offer or ask you to assign it to us.
We can close in as little as 15 days. No waiting for repairs, no managing contractors, no living in limbo. Take the cash, keep your insurance check, and start your next chapter.
A grease fire in the Lopez family's kitchen spread to the dining room and second floor before firefighters arrived. The fire was contained, but the damage was significant: destroyed kitchen, smoke damage throughout, and extensive water damage to the first floor from firefighting efforts.
Their insurance company offered $85,000 for repairs, but three contractors estimated the real cost at $130,000-$160,000 — and that didn't include the 4 months they'd need to live elsewhere. The Lopezes had a mortgage balance of $180,000 on a home worth $340,000 before the fire.
We purchased the property for $215,000 cash. Combined with their $85,000 insurance payout, the Lopez family walked away with $120,000 in total proceeds — enough for a down payment on a new home without spending a year managing a renovation.
We specialize in situations other buyers won't touch.
Kitchen fire, electrical fire, lightning strike, total loss — we buy fire-damaged homes at every level. If the lot has value, we're interested.
Our cash offer and your insurance claim are separate. You keep 100% of your insurance proceeds on top of what we pay you for the property.
Firefighting water damage and the mold that follows in South Florida's humidity are part of the package. We handle all remediation after closing.
Skip the 6-18 months of contractor coordination, permit delays, and cost overruns. Sell as-is and let us handle the rebuild.
If the structure is a total loss, we buy the lot. Land in South Florida has significant value — don't let it go to waste or tax liens.
We understand you're dealing with trauma. Our process is designed to give you answers and cash quickly so you can focus on your family.
Get a fair cash offer for your fire or water-damaged property. Keep your insurance payout, skip the renovation nightmare, and move forward.
No obligation. No fees. Response in 24 hours.